No one enjoys receiving unsolicited telemarketing text messages, but can consumers sue organizations for sending them? Increasingly, the answer depends on whether the federal courts in which consumers bring their lawsuits will defer to the agencies Congress charged with protecting them in the wake of recent U.S. Supreme Court decisions holding that those courts need
When “STOP” Doesn’t Mean Stop: Your Rights Under the TCPA for Unwanted Promotional Texts In today’s world, promotional text messages are everywhere, offering deals, discounts, and updates from retailers, restaurants, and service providers. But what happens when you’ve had enough and reply “STOP”—yet the texts keep coming? Under the Telephone Consumer Protection Act (TCPA), that
Unsolicited phone calls and text messages are a nuisance. But did you know they can also be a violation of your privacy and your rights? The Telephone Consumer Protection Act (TCPA), established in 1991, is a critical piece of legislation to protect consumers from intrusive and unwarranted telemarketing practices. As a consumer, it’s essential to
The Telephone Consumer Protection Act (TCPA) places restrictions and regulations on telephone solicitors, such as telemarketers and debt collectors. Lawmakers created the TCPA to protect consumers from harassing, invasive, threatening, and unregulated calls and scams. Call types that must adhere to the regulations outlined in the Act include: Solicitors: Solicitors, such as creditors and debt
According to a report yesterday on 6abc.com, the Pennsylvania Attorney General’s Office says that voters are receiving a flood of intimidating robocalls, telling them that voter information will be used to collect on credit card debts and issue arrest warrants. Voters should not be intimidated by these calls. In fact, the calls themselves may be
In 2019, American consumers received more than 58 billion robocalls. During the same year, nearly 4 million Americans filed federal complaints about robocalls. Many annoying robocalls are actually illegal. Most consumers are not aware that under the Telephone Consumer Protection Act (TCPA), they may be entitled to statutory damages of up to $1500 for every
In a victory for the American consumer, the Supreme Court of the United States ruled on July 6, 2020 to uphold the provisions of the Telephone Consumer Protection Act (TCPA) banning robocalls to cell phones. The court’s decision also removed a loophole passed in 2015 that allowed the use of robocalls to consumers who owed
The Telephone Consumer Protection Act (TCPA), or 47 U.S.C. § 227, protects consumers from spam texts and robocalls by restricting how and when telemarketing can take place. The act specifically addresses auto-dialing, pre-recorded voice messages, and spam text messages to cell phones, faxes, and residential land lines. According to the TCPA, solicitors cannot: Send unsolicited advertising faxes. Make calls before 8 a.m.
It’s a regular weekday evening. You’re sitting down for home-cooked dinner after a long day at work. And just as you’re about to take your first bite, the phone rings. It’s a telemarketer trying to sell you on some whosit or whatsit. You angrily hang up, resenting that their phone calls interrupt your evening. Again.
A summarized guide to consumer laws and what to do if your rights are violated. If any of your rights listed below have been violated, it’s time to contact an attorney and start fighting for your life back. Fair Credit Reporting Act The Fair Credit Reporting Act (FCRA) protects the accuracy and privacy of your