The Illinois Supreme Court recently issued a significant decision affecting Fair Credit Reporting Act (FCRA) claims brought in Illinois state courts. In Fausett v. Walgreens, the court held that consumers must demonstrate a concrete, actual injury to have standing to pursue claims under the FCRA and FACTA, rather than relying solely on statutory violations. The
Everyone deserves the chance to move forward. To start fresh. To build a better life. But what happens when a background check company refuses to let you? That’s exactly what happened when RentGrow reported an eight-year-old vacated conviction that should never have appeared on a tenant screening report. Trying to Build a Better Life Our
When you’re trying to give your family a better life, a bigger home, a safer neighborhood, a better school, the last thing you expect is to be branded a criminal by mistake. That’s exactly what happened to one family when SafeRent mixed up an innocent renter’s identity with someone else’s criminal record. A Fresh Start,
When you lease a car or take out a loan, you expect your credit report to reflect accurate information. Unfortunately, that doesn’t always happen—and when it doesn’t, the consequences can be serious. A recent decision by the U.S. Court of Appeals for the Third Circuit shows that consumers have rights under the Fair Credit Reporting
In a significant win for consumers, the U.S. Court of Appeals for the Fourth Circuit recently ruled that companies reporting information to credit bureaus—known as “furnishers”—can be held accountable under the Fair Credit Reporting Act (FCRA) for failing to investigate disputes that involve both legal and factual issues, as long as the disputed information is
Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a California man against TransUnion Rental Screening Solutions and RentSpree in the U.S. District Court for the Eastern District of Pennsylvania, alleging the companies violated the U.S. Fair Credit Reporting Act (“FCRA”). According to the complaint in the lawsuit, in July 2022, our client
Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a Delaware woman against Experian Information Solutions, Inc., (“Experian”), Equifax Information Services LLC (“Equifax”), and TimePayment Corporation (“TimePayment”) in the U.S. District Court for the District of Delaware, alleging that the companies violated the U.S. Fair Credit Reporting Act (“FCRA”). According to the complaint
Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a Texas woman against Peopletrail, LLC (“Peopletrail”) in the U.S. District Court for the Southern District of Texas, alleging the company violated the U.S. Fair Credit Reporting Act (“FCRA”). According to the complaint in the lawsuit, around October 2022, our client applied for a
Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a Florida man against SafeRent Solutions LLC, formerly known as CoreLogic Rental Property Solutions (“SafeRent”) in the U.S. District Court for the Southern District of Florida, alleging the company violated the U.S. Fair Credit Reporting Act (“FCRA”). According to the complaint in the lawsuit,
Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a Texas man against LexisNexis Risk Solutions Inc. (“LexisNexis”) in the U.S. District Court for the Northern District of Georgia, alleging the company violated the U.S. Fair Credit Reporting Act (“FCRA”). According to the complaint in the lawsuit, LexisNexis has for a period of