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The Frustration of Disputing Inaccurate Information with LexisNexis: A Personal Journey

In today’s world, data accuracy is everything—especially when it comes to personal information held by major data brokers like LexisNexis. When this information is misreported, it can lead to significant issues for consumers. Unfortunately, correcting inaccurate information on a LexisNexis report can be a frustrating process, with disputed information often remaining stubbornly unchanged. Here, we’ll

Understanding the CFPB’s New Regulation on Medical Debt Reporting

The Consumer Financial Protection Bureau (CFPB) has recently proposed a significant new regulation aimed at removing almost all medical debt from most credit reports. In its statement the CFPB stated “Medical bills on credit reports too often are inaccurate and have little to no predictive value when it comes to repaying other loans.“ This move

John Soumilas featured in The Legal Intelligencer discussing FCRA / FDCPA decision

Originally posted on The Legal Intelligencer Seventh Circuit Issues Seemingly Internally Inconsistent FCRA/FDCPA Decision In its recent decision in Freeman v. Ocwen Loan Servicing, No. 23-2512, the U.S. Court of Appeals for the Seventh Circuit upheld a district court’s dismissal of a borrower’s Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA)

Francis Mailman Soumilas Lawyers Join Spring Training Panel

Francis Mailman Soumilas, P.C. was well represented during the National Association of Consumer Advocates’ (NACA) recent Spring Training Conference, as the firm sent six of its talented lawyers, the most out of any other law firm participating, to the event to share their knowledge about consumer law. The virtual event took place over two weeks

How To Keep Your Identity Safe In Wake Of Equifax Data Breach

Jim Francis interviewed regarding Equifax Data Breach

Jim Francis interviewed on KYW News Radio 1060 for advice on credit freezes and consumers impacted by the Equifax Data Breach. The main takeaway for consumers is to check your credit regularly and if you see something that doesn’t look like it should be there, find out what is going on. You have the right

Scalia’s Death Adds To Uncertainty In Class Standing Fight

Law360, New York (February 16, 2016, 10:45 PM ET) — U.S. Supreme Court Justice Antonin Scalia’s unexpected death on Saturday creates a clear opening for the high court to split evenly on whether consumers can sue companies for technical statutory violations without alleging an actual injury, in a ruling that would preserve uncertainty and divergent

Mark Mailman Takes On Monsters

Founding partner of Francis Mailman Soumilas, P.C. Mark Mailman is a graduate of Muhlenberg College (B.A. magna cum laude, 1991) and was inducted into Phi Beta Kappa. He earned his law degree at Temple University of Law (J.D. 1995) where he achieved the highest grade in Trial Advocacy clinic. Despite his impressive educational record, Mailman

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