Category: Credit Report Issues

Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a Virginia woman against Experian Information Solutions, Inc. (“Experian”) and Investigative Recovery Services LLC (“Investigative Recovery”) in the U.S. District Court for the Eastern District of Virginia, alleging that Investigative Recovery violated the U.S. Fair Debt Collection Practices Act (“FDCPA”), and that both companies

Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a Florida man against Screening Reports, Inc. (“Screening Reports”) in the U.S. District Court for the Middle District of Florida, alleging the company violated the U.S. Fair Credit Reporting Act. According to the complaint in the lawsuit, Screening Reports has been reporting derogatory and

If you’ve ever had the misfortune of discovering inaccurate information on your consumer report (also known as a “credit report”), you likely know the significant negative impact this kind of inaccurate information can have on a person’s life. From causing higher interest rates on their mortgage or car loan, to giving a landlord a reason

When courts or administrative agencies opine on whether a federal statute preempts state law, they usually do so in the wake of the statute’s enactment. But the U.S. Consumer Financial Protection Bureau’s (CFPB) interpretive rule issued mid-summer regarding the Fair Credit Reporting Act’s limited preemption of state laws comes 52 years after the FCRA became

Just as negative information in your credit report can keep you from qualifying for a loan, negative and incorrect information in your background check can keep you from being hired, including from a rideshare service. Over the last decade, the rideshare industry has exploded with popularity. Companies such as Uber or Lyft hire rideshare drivers

Earlier this year, Equifax, one of the three largest credit reporting agencies, announced a coding error led to incorrectly reported credit scores from March 17 through April 6, 2022. The error occurred during a service change to one of the agency’s servers. The error resulted in a significant miscalculation in credit scores for more than

Consumers with medical debt in collections are about to receive some relief. VantageScore Solutions, LLC, one of the two credit-score providers in the United States, announced the company will no longer factor all medical debts in collections when determining consumers’ credit scores. At present, 43 million credit reports contain medical debt totaling more than $88