Under the Fair Credit Reporting Act, you have the right to dispute errors on your credit report and credit reporting agencies are required to investigate the dispute. It’s important to know what to do, and what not to do, when disputing in order for you to get your credit report fixed. These are the top
Francis Mailman Soumilas, P.C. won a major lawsuit in June against TransUnion with $60 million on the line. TransUnion violated the Fair Credit Reporting Act when credit checks confused consumers with other individuals found on the United States Treasury Department’s Office of Foreign Assets Control or OFAC’s “blocked list.” The list includes terrorists, arms dealers,
Credit Report Errors can devastate and cost you big time! Credit report errors can lower your credit score. A low credit score can result in higher interest rates on your credit card bills, home mortgage, and student loans, denial of loan and credit offers, and affect your U.S. government clearance. Background check errors can result
So you have applied for a new job and are now anxiously awaiting the final offer. You know they are just doing a routine background check and once they get it back the job is yours. No worries….right? Even if you do not have a criminal history, you should be concerned about what may show
Article from Law360.com The case was filed by Angela Fuller, who claims that she lost out on a rental sales associate job with Avis in 2013 because a background check found that she got a $40 ticket for drinking a malt beverage as a passenger in a vehicle in North Carolina 28 years earlier, in
Imagine this scenario- you have been convicted of a crime, one in which you later have expunged. You now feel relief that any criminal searches on government databases will show up clean. You no longer have to feel the stress or worry that comes along with a criminal record. A year later, you are applying
Today, nearly 90 percent of employers run a check on at least some of their applicants. As more employers throughout the country use background checks to review job applicants, NewsHour Weekend’s Megan Thompson interviews Jim Francis and takes a look at the job-screening process, which has recently come under fire for inaccurate reports that can
Having a criminal record, even if the crime occurred many years ago, can have devastating effects on your future plans, specifically when applying for jobs or residence. It doesn’t matter if you were just arrested or actually convicted, this incident will appear on background checks performed by both potential employers and landlords for the rest
New York Law Journal article featuring fair credit reporting class action brought against one of the nation’s largest employment background screeners by the Legal Action Center (Manhattan) and Francis Mailman Soumilas, P.C., PC. Download the article here
UNITED STATES DISTRICT COURT EASTERN DISTRICT OF VIRGINIA Richmond Division JANE DOE on behalf of himself and others similarly situated, Plaintiff, v. TRANS UNION, LLC, in its own name and t/a TRANS UNION RENTAL SCREENING SOLUTIONS, INC. and TRANSUNION BACKGROUND DATA SOLUTIONS, and TRANS UNION RENTAL SCREENING SOLUTIONS, INC. in its own name