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Hi, I’m Mark Mailman‘s Avatar, here to talk about the available paths to homeownership for buyers without credit scores. It is possible to get a mortgage without a credit score by having a co-signer with a qualifying credit score, or by putting down a large down payment. Certain loan programs, like FHA and VA loans, have more flexible requirements to qualify. Recent changes to Fannie Mae’s underwriting system allows borrowers without credit scores to use data from their bank statements to qualify. If you have questions about your credit score, contact Francis Mailman Soumilas P.C. today.