A summarized guide to consumer laws and what to do if your rights are violated. If any of your rights listed below have been violated, it’s time to contact an attorney and start fighting for your life back. Fair Credit Reporting Act The Fair Credit Reporting Act (FCRA) protects the accuracy and privacy of your
You already know what identity theft looks like. But the danger doesn’t stop when you leave town. Your identity can be even more vulnerable to theft when you’re traveling. You wouldn’t leave your front door wide open while away, so it’s just as important to lock down your personal and sensitive information when traveling. Lock
With recent news reports of data breaches at major corporations and identity theft being a rising issue every year, it’s important to know the biggest signs of identity theft. Of course, this isn’t an exhaustive list of signs of identity theft. If you notice something is fishy with your sensitive information, take action immediately. 1.
You have likely heard about the recent massive data breach at the Equifax credit reporting agency that affects the personal information, including social security numbers, of as many as 143 million Americans. We recommend that you take the following steps: How to protect yourself from the Equifax Data Breach First, check all of your credit
Chip-based credit cards are the new way to make a card transaction. The chip supposedly provides a more secure way to complete the transaction and keep your financial information safe. It works by randomizing the data sent to the card reader, making that information valid for one single transaction, versus the swipe method that had
Identity theft occurs when a person’s financial or personal information is taken for the sole purpose of assuming that person’s identity in order to make transactions or purchases. Once a person’s identity is stolen, they may have difficulty removing errors from their credit report. It may also negatively impact their ability to get a job
Artist Jessamyn Lovell recently created an art exhibit, “Dear Erin Hart,” a response to having her identity stolen by Erin Hart. “In an effort to piece together my transgressor’s crime spree, I documented relevant places, interviewed witnesses, hired a private investigator, and even photographed Erin Hart being released from jail. Through photography, video, and other
Data Breaches Common It may be hard to believe, but data breaches are far more common than we’d like to admit or realize. In fact, in the last decade there have been at least 11 high profile data breaches in the US. This includes Target, Home Depot and Neiman Marcus. These are retail stores that
Our technology is progressing, that’s for sure. And with increased technological possibilities, unfortunately, comes hackers and scammers conjuring up new ways to cheat and hack systems and the innocent public. We see examples of this popping up on the news every day- whether it be a gas station pump skimmer, robocalls and spam emails, or
Thieves, like viruses, adapt and evolve. Where identity theft in the ’80s consisted of stealing the carbon copies of credit card presses or rubbing their card on a piece of paper like a chalk pressing of a gravestone, data theft today has become much more advanced, and, unfortunately, much more prolific. Here are some of