Health insurance is a vital safety net, but navigating it can be tricky, especially when it comes to the accuracy of your medical and prescription history. This crucial bit of information can determine your insurance premiums and eligibility. So what happens when this history is misreported or incomplete? The consequences can be severe, ranging from
What if you tried to get a loan or a new credit card and were told, “Sorry, we can’t give this to you because our records say you’re no longer alive”? You’d be pretty confused, right? This error, while it may seem far-fetched, is a reality for some consumers and stems from inaccuracies in the
Human trafficking is a heinous crime that involves exploiting individuals for labor, sex, or other purposes. Victims of human trafficking often suffer from physical, emotional, and financial abuse from their traffickers. Human traffickers frequently steal their victims’ identities and credit information. This can make it challenging for trafficking survivors to access financial services, housing, education,
Background checks have become a part of our daily lives. They are conducted when we apply for jobs, rent apartments, or start new relationships. These background reports are meant to protect our safety and security, but what if a relative’s criminal history affects your background report? This can be a challenging and emotionally draining situation.
The gig economy has revolutionized people’s work, providing flexible opportunities for earning income through various platforms. One of the essential requirements for gig workers, especially those involved in ride-hailing or delivery services, is a valid driver’s license. Many gig companies, including popular ones like Uber and Lyft, use background check services like Checkr to verify
Financial institutions are increasingly using advanced chatbots for customer service, but these tools still have limitations, according to a report by the Consumer Financial Protection Bureau (CFPB). The report revealed that while chatbots can handle basic tasks, they struggle with complex issues and can present legal risks and potential loss of goodwill for institutions. Today’s
One of the most common inaccuracies in background reports is misrepresenting a driver’s history on the road. This could include incorrect information about traffic violations, accidents, or even a revoked, suspended, or expired driver’s license. Often, background reports include old licenses from different states after a driver has moved and obtained a new license in
Donating blood plasma can be a rewarding experience, knowing that you are helping to save lives. However, the process of donating plasma is not always straightforward. One potential roadblock to donating plasma is an inaccurate background report. This could happen if the information provided in the report is incorrect or outdated, leading to a rejection
Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a California man against TransUnion Rental Screening Solutions and RentSpree in the U.S. District Court for the Eastern District of Pennsylvania, alleging the companies violated the U.S. Fair Credit Reporting Act (“FCRA”). According to the complaint in the lawsuit, in July 2022, our client
Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a Delaware woman against Experian Information Solutions, Inc., (“Experian”), Equifax Information Services LLC (“Equifax”), and TimePayment Corporation (“TimePayment”) in the U.S. District Court for the District of Delaware, alleging that the companies violated the U.S. Fair Credit Reporting Act (“FCRA”). According to the complaint