Consumer Rights Blog

Francis Mailman Soumilas, P.C. Sues TransUnion Again For Misreporting Innocent Consumers as Terrorists on Their Credit Reports

Francis Mailman Soumilas, P.C. recently filed a class action lawsuit in Pennsylvania federal court against the TransUnion credit reporting agency alleging that the company violated the federal Fair Credit Reporting Act when it misreported two terrorist alerts on a credit report based simply upon a man having the same first name as two individuals on

Francis Mailman Soumilas, P.C. Wins Reversal in Federal Appeals Court Over Automatic Tipping Charges at Ritz-Carlton Restaurants

The U.S. Court of Appeals for the Eleventh Circuit recently ruled that the Ritz-Carlton hotel chain will need to face a class action lawsuit under accusations of deceptively adding gratuities to customers’ dining bills at its 49 restaurants in Florida. The lawsuit was originally dismissed by a federal trial court. At the heart of the

Francis Mailman Soumilas, P.C. Files Class Action Suit Against Student Loan Servicer Navient for Post-Discharge Collection Actions

Francis Mailman Soumilas, P.C. recently filed a class action lawsuit in the United States Bankruptcy Court, Northern District of California, against Navient Solutions, LLC/Navient Credit Finance Corporation (Navient) for allegedly depriving consumers of rights granted to them by discharge injunctions. The complaint, Teran v. Navient, also alleges that Navient violated the California Consumer Credit Reporting

Francis Mailman Soumilas, P.C. Obtains Class Certification Against Trans Union For Its Failure to Investigate Disputed “Hard-Pull” Credit Inquiries

The U.S. District Court for the Eastern District of Pennsylvania has granted class certification in a fair credit reporting lawsuit filed by Francis Mailman Soumilas, P.C. against TransUnion, a credit reporting agency.  The class is comprised of over 246,000 American consumers nationwide. At issue in the case are inaccurate inquiries or inquiries that do not

Jim Francis Presents CLE on Consumer Finance

On September 16, 2020, founding partner Jim Francis delivered a Continuing Legal Education (CLE) presentation discussing class actions pertaining to the Fair Credit Reporting Act (FCRA). Attorneys in most U.S. states must complete a minimum number of CLE credits in order to maintain their license to practice law. This presentation, produced by Strafford Publications, was

Consumers in Pennsylvania May Be Able to Collect Damages for Illegal Robocalls Targeting Voters

According to a report yesterday on, the Pennsylvania Attorney General’s Office says that voters are receiving a flood of intimidating robocalls, telling them that voter information will be used to collect on credit card debts and issue arrest warrants. Voters should not be intimidated by these calls. In fact, the calls themselves may be

Francis Mailman Soumilas, P.C., Files Class Action Lawsuit Against Northwestern University Seeking Tuition Reimbursement After COVID-19 Forced Classes Online

Francis Mailman Soumilas, P.C. filed a class action lawsuit on August 14 in Illinois federal court against Northwestern University over the school’s failure to reimburse tuition payments made by its students and others once the school canceled one week of classes in late March and then shifted to online-only classes due to the COVID-19 pandemic.