Consumer Rights Blog

cfpb sues

CFPB Sues Repeat Offenders Transunion and Former Executive for Tricking Consumers with Deceptive Marketing Practices

The Federal Consumer Financial Protection Bureau Director Rohi Chopra has filed a lawsuit against credit reporting agency TransUnion, two of its subsidiaries, and former executive John Danaher, accusing them of continuing to trick consumers into making ongoing payments after the company was previously fined for similar activity in 2017. The 2017 settlement required TransUnion to

CFPB Tries to Nip New Wave of Unlawful Medical Debt Collection and Credit Reporting in the Bud

In November 2016, media outlets across the U.S., including the New York Times, the Wall Street Journal, and the Washington Post, were abuzz with the findings from a new study by Yale University researchers published in the New England Journal of Medicine. According to the study, when a person with health insurance goes to the

checking on health of credit report to see if medical debt is being reported

Tens of Billions in Medical Debt Will Be Removed From Consumers’ Credit Reports

The three main credit reporting agencies (CRAs), Equifax, Experian, and TransUnion, recently announced that this summer they will remove certain types of medical debts from Americans’ credit reports and change how they report these debts. Medical debt is a major concern for many Americans. The Consumer Financial Protection Bureau (CFPB) estimates that more than $88


CFPB reminds consumer reporting agencies that their “name-only” matching procedures violate the FCRA

We’d all like to think that we’re unique. But if we were to judge our uniqueness simply by our first and last names, we’d be disappointed. Some of us might share the same first and last names with hundreds or thousands of other people. According to research from Southern Illinois University, there were 34,269 people