It’s a regular weekday evening. You’re sitting down for home-cooked dinner after a long day at work. And just as you’re about to take your first bite, the phone rings. It’s a telemarketer trying to sell you on some whosit or whatsit. You angrily hang up, resenting that their phone calls interrupt your evening. Again.
Fraud in the Family Identity theft among family members, also known as “familiar fraud,” is unfortunately a common source of how someone’s identity is stolen. In 2014, approximately 550,000 victims of identity theft and fraud said it was done by someone they knew. Sometimes it’s a matter of unauthorized credit card charges by a family
When you apply for a job, the potential employer will want to know how your history makes you the best fit for the position. In the interview, you’ll explain how your past employment and education have prepared you for this new job based on the application’s criteria. Before making the decision to hire you, the
In October 2018, Mark Mailman of Francis Mailman Soumilas, P.C. was awarded the 2018 Consumer Attorney of the Year award from the National Association of Consumer Advocates (NACA). NACA is a nationwide organization of more than 1,500 consumer attorneys and advocates who represent the victims of abusive and fraudulent business practices. The 2018 Consumer Advocacy
After tragedy strikes or during the holiday season, you may feel inclined to donate to a charity that you want to support. Scammers know that people will be more determined to donate to charities at this time, and so they create fake charities in order to feed off the generosity of others. They will then
What is the difference between creditors and debtors? If you’ve ever had to take out a loan or a similar form of credit, you’ve likely heard the words “creditor” and “debtor” used to explain the account. But sometimes these terms and their meanings can be confusing. Being informed of what creditors and debtors are and
After the 2017 Equifax data breach, American consumers everywhere wondered how they could protect their personal information from identity theft. Some placed credit freezes with Equifax, TransUnion and Experian; however, this often came with a fee that many consumers didn’t want to pay. In a national survey, NerdWallet found that 71% of Americans had growing
When someone applies for a new credit card or loan for a new home or car, the lender will review the applicant’s credit history to determine their approval or denial of the loan. But what happens if this is the applicant’s first loan? What if the consumer doesn’t have much credit history yet? What Is
Identity theft and credit card fraud have devastating outcomes if you’re the victim. However, many consumers don’t know the difference between the two crimes. This guide defines what identity theft and credit card fraud are and how you can protect yourself from damages. What is Identity Theft? Identity theft occurs when someone uses your identifying
Identity theft has made headlines in the recent years after news reports about consumers’ private information being vulnerable after data breaches at large companies. It can result in false debt, credit report errors, being denied credit or loan amounts, and so much more. When you first think of the phrase “identity theft,” you may picture