Law360, New York (October 03, 2014, 2:01 PM ET) — When he returned to campus for his senior year of college, Jim Francis discovered that mail forwarding had failed, leaving him with a bill that was long overdue… read the entire article here.
Right now, any medical debt will be calculated into your credit score similar to that of other debts owed. A recent report made by the National Consumer Law Center is saying that medical debts should not be included in your credit history at all. Their argument is that medical debts are not a good indicator
There are many new changes that will take place in the new Fair Credit Reporting Improvement Act of 2014. Here are some of the changes that we find to be most dramatic and important to take note of: All bankruptcies would have to be removed after seven years instead of after 10 years. All collections
Strange things happen. We have all experienced almost comical incidences that have been mind boggling. But have you been accused of being deceased? It doesn’t happen too often, but there have been cases where a consumer’s credit report indicates that they are legally dead. This can be extremely frustrating, especially if you are in a
Did you know that a negative background check could cause you to be denied for a job? It’s true! Bad credit or a past arrest could cost you a potential job, a promotion, or even be the cause of a firing. Scary, huh? As if finding and landing a job isn’t hard enough! Filling out
Let’s face it, we don’t usually equate a debt collection experience with being pleasant. When you think of a debt collection company, you may think of hounding calls, harassing communication and aggressive threats. We all know that debt collectors no doubt have a very bad reputation; in fact debt collection practices have become the 2nd
Today, nearly 90 percent of employers run a check on at least some of their applicants. As more employers throughout the country use background checks to review job applicants, NewsHour Weekend’s Megan Thompson interviews Jim Francis and takes a look at the job-screening process, which has recently come under fire for inaccurate reports that can
Having a criminal record, even if the crime occurred many years ago, can have devastating effects on your future plans, specifically when applying for jobs or residence. It doesn’t matter if you were just arrested or actually convicted, this incident will appear on background checks performed by both potential employers and landlords for the rest
Did you know that it is extremely common to have errors throughout your credit report? In fact, recently the Federal Trade Commission has reported that one in four consumers have at least one error within their credit report. Why should you be worried if there is an error on your credit report? Well, a certain
Capital One just settled a record breaking Telephone Consumer Protection Act (TCPA) lawsuit in the amount of $75 million! Capital One was accused of violating the TCPA rules when it comes to auto-dialing consumer’s cell phones without prior consent. This class action lawsuit was created specifically because of debt collection calls made by the company.
Expert legal advice, private consultation, no obligation
If you do have case, there is no out-of-pocket cost to you.