Consumer Rights Blog

Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a Virginia woman against Experian Information Solutions, Inc. (“Experian”) and Investigative Recovery Services LLC (“Investigative Recovery”) in the U.S. District Court for the Eastern District of Virginia, alleging that Investigative Recovery violated the U.S. Fair Debt Collection Practices Act (“FDCPA”), and that both companies

Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a Florida man against Screening Reports, Inc. (“Screening Reports”) in the U.S. District Court for the Middle District of Florida, alleging the company violated the U.S. Fair Credit Reporting Act. According to the complaint in the lawsuit, Screening Reports has been reporting derogatory and

If you’ve ever had the misfortune of discovering inaccurate information on your consumer report (also known as a “credit report”), you likely know the significant negative impact this kind of inaccurate information can have on a person’s life. From causing higher interest rates on their mortgage or car loan, to giving a landlord a reason

When courts or administrative agencies opine on whether a federal statute preempts state law, they usually do so in the wake of the statute’s enactment. But the U.S. Consumer Financial Protection Bureau’s (CFPB) interpretive rule issued mid-summer regarding the Fair Credit Reporting Act’s limited preemption of state laws comes 52 years after the FCRA became