Category: Credit Report Issues

Written by Alex Bach For many consumers credit remains a somewhat mystical and mysterious entity.  We knows there’s a number calculated from a variety of sources; we know that the higher the number is, the better the credit.  But we’re still a little uncertain as to exactly how those numbers are generated and changed.  So let’s

Written by Alex Bach Errors on your credit report can have costly effects that could potentially take years to correct.  That’s why it’s important to monitor your scores and be on the look out for any errors that might arise.   Here are some of the most common errors that occur in credit reports. Errors can

Written by Alex Bach Anyone who’s watched TV over the last decade has likely heard that annoying band singing songs of Free Credit Report.com for their eponymous internet company. And those who’ve visited the site have likely found out that Free is a very broad term. So how do you get a free credit report? Are

Written by Alex Bach Bad credit can effect so many aspects of your life: your interest on future loans, cars, mortgages; your employment opportunities; and more.  And the impact from a low credit score can take a while before returning you to solid numbers. Don’t let your credit score get away from you. Not to worry,

Written by Alex Bach Your credit score isn’t just a number you look at once a year or something you’ll need when you buy your next car. Your credit score is much more far-reaching, effecting your eligibility for renting an apartment or getting a new job. As credit plays such an important role in today’s society,

U.S. Consumers are turning to credit monitoring services to help keep track of their credit scores and protect themselves from financial criminals, especially identity thieves. Credit monitoring services will notify you any time a new account is opened in your name and also if you have derogatory reports from creditors. Derogatory reports can often hurt a

Fact or fiction: Most Common Credit Report Myths Failing to understand credit scores and how they work can put a dent in your financial life especially if you don’t know fact from fiction when it comes to your credit rating. Companies that create scores are increasingly open about how they work, still myths and misunderstandings

  Top credit improvement tips A good credit score is key in many important economic transactions such as buying a house, taking out a loan or applying for a credit card. Improving your credit score won’t happen overnight. Repairing a bad credit report takes time but there are some steps you can take to expedite

UNITED STATES DISTRICT COURT CENTRAL DISTRICT OF CALIFORNIA SOUTHERN DIVISION JOHN DOE Plaintiff,   v.   EXPERIAN INFORMATION SOLUTIONS, INC.   Defendant. Civil Action No.   Complaint for Violations of    Fair Credit Reporting Act   Demand for Jury Trial   I. Preliminary Statement This is an action for damages brought by an individual consumer against the

UNITED STATES DISTRICT COURT CENTRAL DISTRICT OF CALIFORNIA John Doe  Plaintiff,   vs.   EXPERIAN INFORMATION SOLUTIONS, INC. and CCO MORTGAGE CORPORATION   Defendants.   Civil Action No.    Complaint for Violations of    Fair Credit Reporting Act   Demand for Jury Trial     I. Preliminary Statement This is an action for damages brought by an