Did you know that it is extremely common to have errors throughout your credit report? In fact, recently the Federal Trade Commission has reported that one in four consumers have at least one error within their credit report. Why should you be worried if there is an error on your credit report? Well, a certain
People are often under the impression that credit scores are a fixed and immovable thing once they’ve lowered, that it would take years of strenuous work to get those numbers back up. While it does take time, not every aspect of raising your credit has to be a Herculean task. Here are some of the
By now just about everyone knows about the Target data breach that took place from November of 2013 through December of 2013 in which anywhere from 70 to 110 million customer’s credit card information was compromised. The attack–and the knowledge of identical attacks on Michaels and Neiman Marcus–opened our eyes to the harsh realities of
It appears that a subsidiary of Experian–one of the nations Big Three credit reporting bureaus–has suffered a massive data hack, exposing some 200 million social security numbers and other personal information to potential theft. Reuters broke the story recently, pointing out that the blame may lie on just one man, a Vietnamese national now in
Young people are coming out of college strapped with debt and entering a job market of slim pickings. Many of these young people are not finding employment or are forced to return to the kinds of minimum wage jobs they had back in high school. As such, it can be very easy for young people
Written by Alex Bach By this point Millennials have gotten the gist as to how hard it can be to find a good job after graduating college. Many are forced to move back in with their parents and take jobs at low or even minimal wages. But just because times are financially hard doesn’t mean you
Written by Alex Bach With all the horror stories going around about identity theft and financial data breaches, consumers everywhere should be concerned with protecting their info and making sure their name is in good standing. This guide to good consumer monthly practices is a simple way to stay on top of your credit and assure
Written by Alex Bach Other than a very small percentage of the world’s population, we live in a world where if you want a house, a car, an education–heck, even a couch or a TV in some cases–you have to take out a loan. And these loans you have to take out have interests rates associated
Could Facebook really be affecting your credit score? That seems like a dastardly question; after all, how could a site used to interact with old college friends, swap marathon or baby photos, and post your personal response to the latest “Walking Dead” episode have any bearing on your credit score and merit for getting a
Written by Alex Bach Like all things, credit reports had a beginning, too. And like most new inventions, it started out somewhat clunky and only improved as the years went by. Take a look at the evolution of the credit report and see how far it has come. If you’ve got a question about your credit
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