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Consumer Rights Blog

Consumer Financial Protection Bureau Issues First Report on Debt Collection

The Consumer Financial Protection Bureau (“CFPB”) issued its first annual report summarizing its activities to administer the Fair Debt Collection Practices Act (“FDCPA”). The report provides information on the number of complaints received in the previous year, provides background on the FDCPA, discusses policy initiatives and plans for the FDCPA and provides other information. Read

Imprisoned Beam Subject of Federal Lawsuit by Former Tenant

The Shippensburg News-Chronicle By Dale Heberlig, Managing Editor Published: February 27, 2012 Man claims Beam made derogatory and inaccurate credit reports While attorneys for convicted tax-evader Troy Beam continue to argue that their client has undergone a “transformation” and should receive a light sentence for his federal felony convictions, a new civil suit filed in

Background Check Firms Could Use a Background Check

The National Consumer Law Center, a consumer rights agency, issued a report that said that errors in background reports are routine. The report stated that background check companies routinely omit important information, mix up records, reveal sealed records and misclassify offenses. Read more at The Morning Call.

Complaint Against Experian and CCO Mortgage Corp. for Reporting Inaccurate Information on Consumer’s Credit Report

UNITED STATES DISTRICT COURT CENTRAL DISTRICT OF CALIFORNIA John Doe  Plaintiff,   vs.   EXPERIAN INFORMATION SOLUTIONS, INC. and CCO MORTGAGE CORPORATION   Defendants.   Civil Action No.    Complaint for Violations of    Fair Credit Reporting Act   Demand for Jury Trial     I. Preliminary Statement This is an action for damages brought by an

New Jersey Complaint Against Equifax for Reporting an Inaccurate Tax Lien on Consumer’s Credit Report

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY   Jane Doe                                                                                                                                    Plaintiff,                                           Civil Action No.              v.                                                                                                                      EQUIFAX INFORMATION                                             SERVICES, LLC                                                                                                      Defendant.     COMPLAINT   Preliminary Statement This is an action for damages brought by an individual consumer

Pennsylvania Complaint Against ER Solutions for Trying to Collect Debt from Wrong Person in a Harassing Matter and Making Auto Calls to Cell Phone

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA  John Doe             Plaintiff,   v.   ER SOLUTIONS, INC.             Defendant.   ))) ) ) ) ) ) ) ) )   Civil Action No.   Complaint   This is an action for damages brought by an individual consumer for Defendant’s

Rhode Island Complaint Against Debt Collectors and Equifax for Falsely Trying to Collect and Reporting Inaccurate Debt

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF RHODE ISLAND    Jane Doe           Plaintiff,  v.   MIDLAND CREDIT MANAGEMENT, INC., MIDLAND FUNDING, LLC, HOWARD LEE SCHIFF, PC, and EQUIFAX INFORMATION SERVICES, LLC.             Defendants.                                   Civil Action No.   COMPLAINT This is

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