Post-hire background checks, also called continuous or ongoing background screening, are becoming increasingly common as employers try to monitor employees for potential risks. But when these reports contain errors, they can destroy your career, damage your reputation, and violate your rights under the Fair Credit Reporting Act (FCRA). At Francis Mailman Soumilas, P.C., we’ve represented
You may think your background check came from On-Site or LeasingDesk — but it’s all RealPage. When you apply for an apartment, the landlord might tell you your screening is through On-Site or LeasingDesk. But what most renters don’t realize is that both companies are owned and operated by RealPage. RealPage is one of the
When you’re trying to give your family a better life, a bigger home, a safer neighborhood, a better school, the last thing you expect is to be branded a criminal by mistake. That’s exactly what happened to one family when SafeRent mixed up an innocent renter’s identity with someone else’s criminal record. A Fresh Start,
Each year, millions of Americans sign up for health coverage during Open Enrollment, and scammers take full advantage of this opportunity. Fake emails, phone calls, and text messages are flooding inboxes, all designed to steal your personal and financial information. If you fall victim, the consequences can go far beyond losing money. Stolen data is
When “STOP” Doesn’t Mean Stop: Your Rights Under the TCPA for Unwanted Promotional Texts In today’s world, promotional text messages are everywhere, offering deals, discounts, and updates from retailers, restaurants, and service providers. But what happens when you’ve had enough and reply “STOP”—yet the texts keep coming? Under the Telephone Consumer Protection Act (TCPA), that
In recent years, a new kind of financial product has been spreading quickly across the country—promoted as a “home equity investment” or “shared equity agreement.” These companies promise quick cash with no monthly payments. They say they’re “partners” in your home’s future value. But according to multiple courts across the United States, these so-called investments
Imagine checking your mail and finding a letter from TransUnion, one of the three major credit bureaus that holds the keys to your financial identity. At first, you might expect routine account information. Instead, you discover unsettling news: your Social Security number, date of birth, and other sensitive details may have been exposed in a
If you’re a rideshare driver, your ability to earn an income depends on passing a background check. Unfortunately, we’re seeing a troubling new pattern: Checkr background checks misreporting cell phone violations as “minor driving with alcohol” charges. This error has already shown up in multiple cases, most recently in Santa Clara County, California, and it’s
If you live in New Jersey and have had your criminal record sealed or expunged, that information should never appear on a background check for a job, housing, or professional license. Unfortunately, many private background check companies still report outdated or inaccurate criminal history, including records that the courts have already removed. This is a
When you lease a car or take out a loan, you expect your credit report to reflect accurate information. Unfortunately, that doesn’t always happen—and when it doesn’t, the consequences can be serious. A recent decision by the U.S. Court of Appeals for the Third Circuit shows that consumers have rights under the Fair Credit Reporting