It is your right as a US citizen to view your credit report yearly. The 2003 Fair and Accurate Credit Transactions Act put into law that all Americans are entitled to a free review of their credit annually. This allows you assure that all information is accurate and nothing fraudulent is going on with your
Imagine this scenario- you have been convicted of a crime, one in which you later have expunged. You now feel relief that any criminal searches on government databases will show up clean. You no longer have to feel the stress or worry that comes along with a criminal record. A year later, you are applying
Equifax, Experian and TransUnion will change the way they handle errors and list unpaid medical bills as part of the broadest industry overhaul in more than a decade Read the entire article from the Wall Street Journal here: http://www.wsj.com/articles/credit-reporting-giants-agree-to-overhaul-1425873884?mod=djemalertNEWS
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