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Consumer Rights Blog

Jim Francis on FTC Credit Reporting Study

Jim Francis  says the bureaus have no systemic incentive to fix things. When they make hundreds of millions of dollars each year in profit, legal losses are small change – “just a cost of doing business”. Read more at Philly.com

Pennsylvania Complaint Against Big-Three Consumer Credit Reporting Agencies

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA    JOHN DOE           Plaintiff,   v.   TRANS UNION, LLC       and EQUIFAX INFORMATION SYSTEMS LLC         and                                                EXPERIAN INFORMATION        SOLUTIONS, INC.                          Defendants.   )))) ) ) ) ) ) ) ) ) ) ) ) ) )  

New Jersey Complaint Against Experian, Equifax Due to Inaccurate Reporting

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY  JOHN DOE,           Plaintiff,   v.                                                 EXPERIAN INFORMATION                                       COMPLAINT SOLUTIONS, INC.                        

Pennsylvania Complaint Against CBC Innovis, Inc. and AmRent, Inc., for Falsely Reporting Criminal History on Consumers Background Check Report

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA    JOHN DOE           Plaintiff,    v.   CBC INNOVIS, INC.                       and                  AMRENT, INC.                        Defendants.   ))))  ) ) ) ) ) ) ) ) )     Civil Action No.   Complaint   Jury Trial Demanded   Preliminary Statement This is

California Complaint Against Experian for Mixing Credit Files and Reporting Inaccurate Information

UNITED STATES DISTRICT COURT CENTRAL DISTRICT OF CALIFORNIA SOUTHERN DIVISION   JANE DOEPlaintiff,vs.   EXPERIAN INFORMATION SOLUTIONS, INC.   Defendant.   Civil Action No.                                  Complaint   Demand for Jury Trial   Preliminary Statement  This is an action for damages brought by an individual consumer against the Defendant for violations of the Fair Credit Reporting

Pennsylvania Complaint Against Trans Union, Equifax for Inaccurately Marking Consumer “Deceased” when Consumer is Living

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA      JOHN DOE,             Plaintiff,   v.   TRANS UNION, LLC             and EQUIFAX INFORMATION SERVICES LLC                            Defendants. )  ) ) ) ) ) ) ) ) ) ) ) )      Civil Action No.     Complaint

Credit report agencies falsely reporting consumers as terrorists, drug traffickers

Some credit reporting agencies were falsely reporting consumers as terrorists or drug dealers due to information they pull from the Treasury Department’s Office of Foreign Assets Control (OFAC) list. If the consumer has a similar name to someone on the list, this can result in the mistaken information showing up in their credit report, causing

5 Tips to Raise your Credit Score to Rock Star Status

It seems like everybody is trying to be a credit score rock star these days.  And why wouldn’t you?  Having good credit makes you eligible for the best credit cards, loans, and mortgages. Here are some great tips to help raise your credit score to rock star status! Pay your bills on time!  Good credit doesn’t

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