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Consumer Rights Blog

Consumer Financial Protection Bureau Report on Credit Score Differences

The Consumer Financial Protection Bureau released a report that examined the differences for credit scores that are used by lenders and credit scores that are shown to consumers. Consumer reporting agencies keep files on consumers that provide information on their creditworthiness, though consumers and lenders may see different reports on that information. Read more at

Firms Track Consumer Spending Data and Sell That Information

Companies track and compile people’s everyday transactions and sell that information to lenders and other entities looking to determine people’s creditworthiness. These companies, known as the “fourth bureau,” are often unregulated, but can significantly affect consumers’ abilities to secure loans, employment and other opportunities. Read the story at The Washington Post.

Complaint Against Trans Union, Experian, Equifax and GE Money Bank for Reporting a False, Inaccurate Account

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA   Jane Doe  Plaintiff,   v.   TRANS UNION, LLC and EXPERIAN INFORMATION SOLUTIONS, INC. and EQUIFAX INFORMATION SERVICES, LLC and GE MONEY BANK, d/b/a GEMB/OLD NAVY   Defendants. Civil Action No.         JURY TRIAL DEMANDED NON-ARBITRATION   COMPLAINT  

New Jersey Complaint Against Equifax and Discover for Reporting False Information on Consumer’s Credit History

FRANCIS & MAILMAN, P.C. Land Title Building, 19th Floor 100 South Broad Street Philadelphia, PA 19110 (215) 735-8600   Attorneys for Plaintiff IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY     Jane Doe   Plaintiff,                                                            

Pennsylvania Complaint Against Trans Union, Experian, and Equifax for Inaccurate Reporting by Mixing Consumer’s File

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA   John Doe   Plaintiff, vs. Civil Action No. TRANS UNION, LLC and EXPERIAN INFORMATION SOLUTIONS, INC., and EQUIFAX INFORMATION SERVICES, INC.,   Defendants.   COMPLAINT   I.     Preliminary Statement 1.         This is an action for damages brought by an individual consumer against the

Pennsylvania Complaint Against Trans Union Credit Reporting Agency and MDA Lending Solutions

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA   John Doe   Plaintiff,                                          Civil Action No. v.   TRANS UNION, LLC and MDA LENDING SOLUTIONS, INC.   Defendants.     COMPLAINT   I. Preliminary Statement 1.                  This is an action for damages brought by an individual consumer against the Defendants

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