Credit Bureaus Are Ignoring More Disputes Than Ever. Here’s What the FCRA Still Lets You Do About It.
If you’ve ever tried to fix an error on your credit report, you already know the drill. You write a letter. You attach your proof. You wait. And weeks later, a form response comes back telling you the inaccurate information has been “verified” — even though nothing about it is actually accurate. It’s frustrating. It’s