
Know Your Rights: Protections Against Fraud in Peer-to-Peer Payment Systems Under the EFTA
In today’s digital age, peer-to-peer (P2P) payment platforms like Venmo, Zelle, Apple Cash, and Cash App make it easier than ever to send and receive money. Whether you’re splitting dinner with a friend or paying rent, millions of consumers rely on these services every day. But what happens if something goes wrong—like a fraudulent transaction