ExamOne is a division of Quest Diagnostics. Two services provided by this division are medial history and prescription history reports. In 2014 ExamOne acquired MedPoint. This makes ExamOne one of the three largest medical and prescription history reporting agencies. The other two being Milliman Intelliscript, and MIB.
Common reports ordered from ExamOne are medical history and ScriptCheck prescription history reports. Insurance underwriters use these reports to assess the risk of insuring an applicant. Your medical and prescription history are requested when you apply for life insurance, disability insurance, long-term-care insurance, or supplemental health insurance.
If your ExamOne report contains inaccurate information it can be very damaging. Prescription history and medical history report errors can result in denial of insurance. It can also cost you in higher insurance premiums. Laws under the Fair Credit Reporting Act (FCRA) protect consumers from false information on consumer reports. Consumer reporting agencies, like ExamOne, must make sure they take efficient steps to make sure the information they provide is accurate.
Unfortunately, medical and prescription reporting errors do happen. The most common type of error is a mixed file. A mixed file is when the information belonging to another individual shows up on your report. In some cases clients were denied insurance due to hundreds of medications on their prescription history report. The issue was that those prescriptions belonged to someone else.
If medical history or prescription history reports are used against you such as denying you insurance, you must be notified.
You should also receive the following from the insurer:
The FCRA gives you the right to review your ExamOne reports and dispute any errors. Once you file a dispute, ExamOne will have 30 days to investigate your claim and correct any errors. You also have the right to sue the reporting agency for damaging errors on your reports.
Were you denied insurance due to incorrect prescription history or errors on a medical history report? Did you try to dispute errors, and they to continue to report false information? You may be able to sue in Federal Court.
Consumer protection attorneys at Francis Mailman Soumilas, P.C. have been fighting for consumers like you for over 20 years. We fight for you against inaccurate and damaging consumer reporting.
Your medical history and prescription history reports are used to asses whether you will be able to receive insurance coverage. With your health and well being on the line, it is important that these reports are accurate. You should not have to pay for the errors of a reporting agency.
We understand how frustrating it can be when your files are inaccurate. We know how difficult it can be to get those reports corrected. We are here to fight for you.
If you had errors on your medical history or prescription history reports provided by ExamOne, assert your rights. Call us at 1-877-735-8600 or fill out the online case review form to get started with your free case review.
There is no obligation, and if you have a case, there is no out-of-pocket cost to you.
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