DataX specializes in providing credit reporting information to lenders in the subprime also know as non prime market. They offer real-time predictive information to lenders.
Lenders that are using reports provided by DataX are generally dealing with loans that may have a little more risk, due to the fact that subprime loans are issued when there have been credit issues, late payments, or maybe a bankruptcy or foreclosure in the past.
Most people getting a subprime loan have had the issues settled, and are working to bring their credit back up. It is extremely important that DataX makes sure all of their credit reports are up to date, especially when dealing with the subprime market, an outdated report would most likely lead to loan denial.
With subprime lending it is very important that the information is completely up to date, negative information can stay on your credit report for seven and a half years. One exception is a bankruptcy that can show for ten years.
If DataX got it wrong, and your credit report was outdated, or just simply incorrect, you are allowed to dispute their mistakes. If you are not sure where to begin, start by contacting DataX in writing. Check out our sample credit report dispute letter to help you get the process of correcting credit report errors started.
If you feel like you are getting nowhere when dealing with DataX, do not stress, we are here to help you through the process, and get you any compensation you may deserve due to the errors and turmoil they have caused.
When disputing credit report mistakes with DataX, it can be an advantage to have a great legal team on your side. Francis Mailman Soumilas, P.C. know how to get credit reporting agencies to fix their mistakes, so you can get your life back.
Don’t let errors sit too long and cost you down the road. Call us today for a free consultation, or fill out our free case review form now.