Did the Credit Bureau Fail to Respond to Your Dispute Within 30 Days?
Federal law requires credit bureaus to investigate disputes within a reasonable timeframe.
If the investigation deadline passed and inaccurate information remains on your report, you may have legal rights.
Credit Bureaus Must Investigate Disputes
Under the Fair Credit Reporting Act (FCRA), credit reporting agencies must investigate disputes submitted by consumers regarding inaccurate information. In most cases, the investigation must be completed within about 30 days.
If the bureau:
Failed to respond
Ignored the dispute
Conducted an unreasonable investigation
Verified incorrect information
the law may allow consumers to pursue legal action.
Signs Your Credit Dispute May Not Have Been Properly Investigated
The bureau never responded to your dispute
The investigation took longer than expected
Incorrect information remains on your credit report
The bureau claimed the account was “verified” but the information is still wrong
Start With a Free Case Review
If you disputed an error and the credit bureau failed to correct the problem, you may have legal rights under federal law.
Fill out the form on this page to request a free case review.
Free Case Review
Once you submit this form a representative from the law firm of Francis Mailman Soumilas, P.C. will be in touch. Or Call 1-877-735-8600 and get immediate help to see if you have a case.
Francis Mailman Soumilas, P.C.
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For over 27 years, our consumer law firm has represented individuals harmed by credit reporting errors, inaccurate background checks, identity theft, and other consumer rights violations. Free, confidential case review. No out-of-pocket costs if we take your case.
