Disputed a Credit Report Error But It Wasn’t Fixed?
If you filed a dispute with a credit bureau and the incorrect information remained on your credit report, you may have legal rights under federal law.
When Credit Bureaus Ignore Disputes
Under the Fair Credit Reporting Act (FCRA), credit reporting agencies like Equifax, Experian, and TransUnion must conduct a reasonable investigation when consumers dispute inaccurate information.
If the bureau:
Ignored your dispute
Failed to properly investigate
Verified incorrect information
Left inaccurate accounts on your report
You may have the right to pursue legal action.
You May Have a Case If
You disputed an error with a credit bureau
The bureau said the account was “verified” but it is still incorrect
The incorrect information remains on your report
The error caused credit denials, higher interest rates, or financial harm
What the Law Requires
The FCRA requires credit reporting agencies to:
Conduct a reasonable investigation
Review the evidence provided in your dispute
Correct or delete inaccurate information
When these steps are not followed, the law may allow consumers to seek damages.
How the Consumer Law Firm of Francis Mailman Soumilas, P.C. Helps
Our attorneys represent consumers nationwide in cases involving:
Credit report errors
Disputes that were ignored
Improper credit investigations
Mixed credit files
Incorrect account reporting
Start With a Free Case Review
If a credit reporting error remained on your report after you disputed it, we may be able to help.
Fill out the form on this page to request a free case review.
Free Case Review
Once you submit this form a representative from the law firm of Francis Mailman Soumilas, P.C. will be in touch. Or Call 1-877-735-8600 and get immediate help to see if you have a case.
Francis Mailman Soumilas, P.C.
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Consumer Protection Attorneys Advocating for Your Rights Nationwide
For over 27 years, our consumer law firm has represented individuals harmed by credit reporting errors, inaccurate background checks, identity theft, and other consumer rights violations. Free, confidential case review. No out-of-pocket costs if we take your case.
