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Factual Data Credit Reports

Did Your Factual Data Credit Report Dispute Get Ignored?

We fight back against unfair and illegal credit reporting and tenant screening. Did Factual Data provide inaccurate information on your credit report that caused you to be denied housing or credit? We can help.

What is Factual Data?

Factual Data is credit reporting agency that provides merged credit reports for the mortgage lending industry. They also provide third party verifications. Residential screening is done through AmRent and data verification is through DataVerify.

What is Factual Data on My Credit Report?

A Factual Data (FDC) inquiry may show up on your credit report if you have applied for a mortgage, are refinancing, or have applied for a rental property.

Factual Data Credit Report Services and Credit Supplements

Bureau Express – Merged Credit Report
When companies order a merged credit report it is so they can get credit information from all 3 credit bureaus simplified in one single report.

Third Party Services Factual Data uses to report consumer information

DataVerify – DataVerify provides income and employment verification services. DataVerify also provides information on identity. Verifies OFAC, SSA, SSN, date of birth, and other watchlists. They will also check credit reports, employment and income history, property information, and debt information.

AmRent – AmRent is a tenant screening service. AmRent uses its own proprietary databases along with outside information to compile data on potential tenants. AmRent reports on the following: criminal records, eviction data, identity verification, credit reports

Dispute Tenant Screening Report Errors

Factual Data Credit Report Errors

Your credit report and credit score are crucial when applying for a mortgage or rental property. They can be the deciding factor of whether or not you are able to rent, or refinance. They will also play a large role in whether or not you qualify for a loan or what your interest rate will be.

Your Rights Under the FCRA

  • Under the Fair Credit Reporting Act (FCRA), credit reporting agencies like Factual Data must be sure that the information they report is accurate and up-to-date.
  • Errors on your Factual Data reports cause you to be denied housing.
  • If a credit report provided by Factual Data is used against you, you have the right to a free copy of the Factual Data Credit Report.
  • You have the right to dispute errors on your consumer reports.
  • When there are mistakes on your credit report or background check, it is important to dispute them right away.
  • You have the right to sue credit reporting agencies that report false information.

How to Dispute Factual Data Credit Report Errors

To dispute errors on your Factual Data Credit Report visit the Factual Data consumer assistance webpage. Here you can download the consumer request form. Fill out the form and send it either by mail or by fax.

Factual Data Dispute Mailing Address:
Factual Data Consumer Assistance
PO Box 530090
Atlanta, GA 30353

Factual Data Dispute Fax Number:
Attention Consumer Assistance

Factual Data Dispute Phone Number:

Factual Data will have 30 days to investigate your dispute and make any corrections.

Can I Sue Factual Data for Credit Report Errors?

If you have been harmed by the errors on your Factual Data credit report you may be able to sue them in federal court. Under the FCRA you have the right to sue the credit reporting agency. You may also be able to sue the company that used the information provided by the credit reporting agency against you. Each case is different. You can get a free case review by filling out the quick case review form on this page. Or call us at 1-877-735-8600 now.

Factual Data Complaints and Lawsuits

The following are recent cases that we settled in Federal court for our clients.

Comer, W. v. Factual Data. Pre-filed. Factual Data mixed our client’s information with another individual. The Factual Data report contained a civil judgment that belonged to another individual. The court documents for the civil judgement being reported by Factual Data had a different address and a different middle initial that that of our client. The case settled.

Get Free Help from Consumer Protection Lawyers

Factual Data Ignore Your Dispute?
If you have tried to dispute your Factual Data credit report and they have not made corrections after 30 days, it may be time to get legal help. Assert your rights. Do not let Factual Data credit report errors keep you from getting a home or the credit you deserve.
Has your dispute with Factual Data been ignored? Did reports provided by Factual Data, AmRent, or DataVerify cause you to be denied housing? Did the Factual Data credit report cause you to be denied credit?

The consumer protection attorneys at Francis Mailman Soumilas, P.C. can help you.

We have been fighting for the rights of consumers for over 20 years against false credit reporting. We know how serious these reports are and the major impact errors can have on your life.
The case review is free. If you have a case, there is not out of pocket cost to you. We only get paid when we win money for you.

If you need help call us at 1-877-735-8600 or fill out the form on this page and a representative from Francis Mailman Soumilas, P.C. will be in touch.

Factual Data Contact Information

Address: 5100 Hahns Peak Drive
City: Loveland
State: Colorado
Zip Code: 80538
Phone: 800-929-3400

Free Case Review

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Once you submit this form a representative from the law firm of Francis Mailman Soumilas, P.C. will be in touch.
Or Call 1-877-735-8600 and get immediate help to see if you have a case.

If you feel your rights under the FCRA have been violated by Factual Data,
call 1-877-735-8600 to speak to our legal team.

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