Innovis is a consumer reporting agency that provides credit reports for personal and business use.
Yes, Innovis is a real credit reporting agency. While most people have heard of the three large credit bureaus, TransUnion, Experian, and Equifax. There are many other credit reporting agencies out there.
A personal Innovis credit report will contain information such as: name, address, Social Security Number, birth date, phone number, account history, and a list of inquiries.
For businesses Innovis provides identity verification information and provides contact information on consumers for collections purposes.
Inaccurate information on a credit report can be very damaging. Unfortunately, credit report errors are common. Luckily, as a consumer you have rights that protect you from false information on your credit reports. The Fair Credit Reporting Act (FCRA) gives you the right to dispute any errors on your credit report.
When you file a dispute with Innovis, they will have 30 days to investigate and correct the information. If Innovis finds that any of the information they provided to be incorrect they must fix the error.
Innovis Consumer Assistance
P.O. Box 1689
Pittsburgh, PA 15230-1689
Sometimes, consumers have a difficult time getting credit report errors corrected. This can be due to the credit reporting agency ignoring the claim. Most often it is the result of outdated databases, and other companies like credit card companies or banks confirming incorrect information. When this happens you may be able to sue the credit reporting agency and the company that confirmed the false information as correct.
If you have errors on your Innovis credit report that you are having difficulty getting corrected, you may have a case.
When credit report disputes are ignored, the errors they continue to report can cost consumers. Credit report errors can cause consumers to pay higher interest rates, be denied credit, can cause consumers to be denied jobs, denied housing, and can cause credit scores to drop.
All of these situations are incredibly frustrating.
We have been fighting back against false consumer reporting for over 20 years.
Call us now at 1-877-735-8600 or fill out the online case review form for a free case evaluation.
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