The Electronic Funds Transfer Act (EFTA) protects you against fraudulent electronic transfers, debit card scams, and unauthorized withdrawals. If your bank isn’t helping, we will.
Unauthorized bank charges and scams happen every day:
- Money stolen through Zelle, Venmo, or PayPal
- Debit card fraud or cloned card charges
- ATM withdrawals you didn’t make
- Banks that refuse to refund your money
Losing money this way is stressful. The good news: federal law is on your side.
Under the EFTA, you have the right to:
✅ Dispute unauthorized charges within 60 days
✅ Limited liability (sometimes $0) if you report quickly
✅ A mandatory investigation by your bank
✅ Provisional refunds while the bank investigates
If your bank doesn’t follow these rules, they could be violating federal law.
Our consumer protection attorneys help people fight back against fraud and recover their stolen funds. We know how to hold banks accountable under the EFTA, and we never charge you out-of-pocket.
You may be entitled to:
- Reimbursement of lost funds
- Statutory damages
- Attorneys’ fees (paid by the bank if you win)
Don’t let your bank leave you with the loss.
Fill out the form on this page now for a free, no-obligation case review.
