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Build Your Credit Report Dispute Letter

Enter your information below. The letter preview will update
automatically. Example text will remain visible until you replace it
with your own information.

Your Information









Credit Reporting Agency


Use the dispute address listed on the credit report or in the
credit reporting agency’s current dispute instructions.




Information You Are Disputing

Add each inaccurate account or item separately. Be specific about
what is wrong and how the information should be corrected.

Supporting Documents

List the documents you plan to include with your dispute letter. Send
copies rather than original documents.

Before Mailing Your Letter

  • Review the letter carefully for accuracy.
  • Include copies, not originals, of supporting documents.
  • Keep a copy of the letter and everything you send.
  • Consider using certified mail or another trackable delivery method.
  • Keep the mailing receipt and delivery confirmation.

Mailing Addresses for the Three Major Credit Bureaus

TransUnion Dispute Mailing address:
TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19016-2000

Equifax Dispute Mailing address:
Equifax Information Services, LLC
P.O. Box 740256
Atlanta, GA 30374-0256

Experian Dispute Mailing address:
Experian
Dispute by Mail
P.O. Box 4500
Allen, TX 75013

Consumer Protection Attorneys Advocating for Your Rights Nationwide

Since 1998, our consumer law firm has represented individuals harmed by credit reporting errors, inaccurate background checks, identity theft, and other consumer rights violations.
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