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Credit Report Dispute Letter Builder

CRA Letter

Here is a CRA letter with your information. Please contact us at 1-877-735-8600 if you have any questions.

You can either copy and paste the letter into word or select "print" from your browser.


Dear Sir or Madam:

After reviewing my credit report, I am writing to dispute the following inaccurate information. I am listing each item along with the way it should be corrected:

Supporting documents have been enclosed. Pursuant to the FCRA, please forward them to the credit furnishers. If you are not going to forward them, please inform me so I may do so myself.



Social Security Number:
Date of Birth:

Document Enclosures:

You may send a dispute letter to each CRA from whom you have ordered, received, and reviewed, a copy of your report if you think there are errors or wrong information.
TIP: Sending the letter certified mail is one way to make sure you know when the credit reporting agency has received your dispute letter.
The addresses for dispute letters to the big 3 CRA's are:

TransUnion Consumer Solutions

P.O. Box 2000
Chester, PA 19016

Equifax Information Services, LLC

Complaint Department
P.O. Box 740256
Atlanta, GA 30374


P.O. Box 4500
Allen, TX 75013

If after 30 days the credit reporting agency has not fixed the errors on your credit report and they continue to report incorrect information that is preventing you from getting a job, housing, or credit call us right away at 1-877-735-8600 and find out if you are entitled to money for damages. Francis Mailman Soumilas, P.C. is here to fight for you! Get a free case evaluation, no obligation and no out of pocket costs to you.

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If you do have case, there is no out-of-pocket cost to you.