Zwicker & Associates P.C. is a law firm that specializes in debt collection. If you have been contacted by Zwicker & Associates about a debt, it is important that you make sure it is actually your debt. Errors in reporting are so common that many times debt collection agencies may contact you about false debt. The false information could be a mixed file, outdated information, or identity theft. That is why there are laws in place to protect consumers from paying for a debt they do not owe.
Under the FDCPA when you are contacted by a collection agency or law firm collecting debt like Zwicker & Associates, must validate the debt they are trying to collect. Make sure that they provide the following below, so that you can protect yourself from paying a debt that you may not owe.
Within 5 days of their first contact with you all collection agencies must provide the following:
If you find that they have contacted you to collect a debt that is not yours, you have the right to dispute that debt.
The FDCPA also protects you from harassing, misleading, and intimidating collections practices. Is Zwicker & Associates contacting you early in the morning or late at night (before 8am or after 9pm), calling you at work, or calling your employer, or calling your family members, and trying to collect a debt? Do they threaten you with legal action?
If Zwicker & Associates is harassing and threatening you, it’s time to hire a consumer protection lawyer.
If you are getting nowhere, trying to dispute a false debt, or Zwicker and Associates keep calling and harassing you, Francis Mailman Soumilas, P.C. is here for you. We know your rights and will make sure that collection agencies like Zwicker and Associates follow the law under the FDCPA.
If your rights have been violated, fill out our form now, or call 1-877-735-8600 now for your free case review.
Sparkman v. Zwicker & Assocs., P.C.
374 F. Supp. 2d 293 (E.D.N.Y. 2005). Debt collector sent a notice to the consumer that was misleading and confusing. The collector did not state the creditor of the debt and included text that was unclear to the least sophisticated consumer.
|Address||80 Minuteman Road|
|Paul W. Zwicker, Esquire, President|
|John Twite, Sr. VP Operations|
|Robert W. Thuotte, Sr. VP, General Counsel|
|Micheal Koziol, VP, Collection Operations|