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Van Ru Credit Corp is a debt collection agency that may contact you if they have a debt that they believe you owe, it is not a scam.
Sometimes the information that collection agencies have is false, and they may continue to contact you, by calling or sending letters, even if you do not actually owe the debt.
Make sure you keep track of all calls, times, and names of people that you speak with at Van Ru Credit Corporation, if they are harassing your for debt that is not yours.
There are rules that all collection agencies must follow in The Fair Debt Collection Practices Act.
Van Ru Credit Corp may not call before 8am or after 9pm, they also may not use abusive language, profanity, or threaten you.
If you are a victim of harassment by a debt collection agency like Van Ru Credit Corp, you may be entitled to damages.
If Van Ru Credit Corporation is not following the rules of the Fair Debt Collection Practices Act and you are feeling overwhelmed, you are not alone.
Fill out the contact form or call Francis Mailman Soumilas, P.C. today at 1-877-735-8600 for your free case review.
Frew v. Van Ru Credit Corp.
2006 WL 2261624 (E.D. Pa.Aug. 7, 2006). Defendant violated the FDCPA by using threatening language toward the consumer and referring to him as a “scumbag.”
Woolfolk v. Van Ru Credit Corp.
783 F. Supp. 724 (D. Conn.1990). Debt collector used abusive language to threaten and intimidate consumer. The validation notice that the debt collector provided to the consumer was vague in its direction of how to properly dispute and request proof. The consumer was unable to provide sufficient evidence that the defendant continued to collect the debt before providing validation. With respect to actual damages, even a single technical violation of the Act is sufficient to impose liability, and permits an award of statutory and actual damages pursuant to 15 U.S.C. 1692k.
Gully v. Van Ru Credit Corp.
381 F. Supp. 2d 766 (N.D. Ill.005). Consumer believed that the debt collector’s settlement offer was misleading, but debt collector clearly stated that the settlement offer must be received by a specific date.
Drennan v. Van Ru Credit Corp.
950 F. Supp. 858 (N.D. Ill.1996). Defendant continually made false threats to consumer, but no action was take for over a year after they threatened immediate action.
| Address | 1350 E. Touhy Avenue, Ste 300E |
| City | Des Plaines |
| State | Illinois |
| Zip Code | 60018 |
| Phone 1 | 800-468-2678 |
| Phone 2 | 317-451-4802 |
| Fax | 513-573-2962 |
| Website | www.vanru.com |