Sunrise Credit Services, Inc is a debt collection agency located in Farmingdale, NY. Sunrise Credit Services also provides credit reporting for the mortgage industry.
No, Sunrise Credit Services is a legitimate debt collection agency. Many people may feel like it is a scam when contacted by a debt collection agency, especially when they did not know they had an outstanding debt. Mistakes do happen and they could be contacting the wrong person. Sometimes mixed files can cause the wrong person to be contacted about a debt. This most often happens with outdated databases, and similar names.
You have the right to dispute a debt that you do not believe belongs to you. Disputing a debt is much like disputing errors a credit report. Once you file a dispute or request verification of the debt, a debt collection agent cannot call you in order to collect while your file is under investigation. The investigation should be complete after 30 days and any errors should be corrected. If the debt does not belong to you, make sure that you monitor your credit report, so that the debt does not get reported to credit reporting agencies and ruin your credit.
Sunrise Credit Services is a debt collection company in New York and Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are restricted from harassing and abusing consumers. Though there are laws in place to protect consumers, some debt collectors still use illegal tactics to collect, because many consumer do not know their rights. Such actions, including contacting you at inappropriate hours, using foul language, and threatening arrest or legal action, are violations of your rights.
If you find that Sunrise Credit Services has violated your rights, you have the right sue. You must file within one year of the violation. Keep records of all contact you’ve had with debt collectors. The consumer protection attorneys at Francis Mailman Soumilas, P.C. are ready to help you fight. Fill out our free case review form and call us at 1-877-735-8600 today to get started.
|Address||260 Airport Plaza|