Midland Credit Management, Inc. also referred to as Midland Credit, is one of the largest debt collection companies in the world. They take over the debts from many different creditors.
Midland Credit is supposed to help consumers settle debt obligations through payment plans and the like. But a quick search on Midland shows that there are a lot of complaints surrounding Midland’s practices.
If Midland Credit Management is calling you and violating any collection agency rules, you may be able to sue them for damages. Sometimes they may even be accidentally calling the wrong person because they have your information by mistake.
The legal team at the Law Firm of Francis Mailman Soumilas, P.C. can help assist ending this contact harassment and abuse from Midland Credit Management, and resolve discrepancies if you do not owe money.
Under the FDCPA, debt collection companies such as Midland Credit cannot do the following while trying to collect a debt:
Some issues surrounding Midland Credit Management and the tactics they have taken to settle debts:
Contact the Consumer Law Firm of Francis Mailman Soumilas, P.C. today at 1-877-735-8600 to stop harassment from Midland or to see what action can be taken against Midland Credit Management if they have violated any of your consumer rights.
Below are several example of cases that were filed against Midland Credit Management and experiences/comments from other consumers that have had issues with this debt collection company.
Hernandez v. Midland Credit Mgmt., Inc.
2006 WL 695451 (N.D. Ill. Mar. 14, 2006). The defendants claim of a bona fide error could not be granted on a motion to dismiss.
Johnson v. Midland Credit Mgmt., Inc.
2006 WL 2473004, 2006 U.S. Dist. LEXIS 60133 (N.D. Ohio Aug. 24, 2006). The collector could not invoke a bona fide error defense when it failed to send a validation notice to the consumer after receiving back from the post office as undeliverable.
Johnson v. Midland Credit Mgmt. Inc.
2006 U.S. Dist. LEXIS 60133 (N.D. Ohio Aug. 23, 2006). Granted consumers time to amend their FDCPA complaint to narrow the class to consumers who did not receive a notice because it was returned by the post office.
a.k.a. | Midland Funding, a subsidiary of Encore Capital Group, Inc |
a.k.a. | MRC Receivables |
Address | 8875 Aero Drive, Ste 200 |
City | San Diego |
State | California |
Zip Code | 92123-2255 |
Phone 1 | 585-309-6970 |
Phone 2 | 800-825-8131 |
Phone 3 | 858-560-2600 |
Fax 1 | 858-309-6977 |
Fax 2 | 800-306-4443 |
Address | 8875 Aero Drive, Ste 200 |
City | San Diego |
State | California |
Zip Code | 92123-2255 |
Phone 1 | 585-309-6970 |
Phone 2 | 800-825-8131 |
Phone 3 | 858-560-2600 |
Fax 1 | 858-309-6977 |
Fax 2 | 800-306-4443 |
Address | 4302 E. Broadway Road |
City | Phoenix |
State | Arizona |
Zip Code | 85040-8808 |
Phone 1 | 602-707-0211 |
Phone 2 | 800-265-8825 |
Address | 16 McLeland Road |
City | St. Cloud |
State | Minnesota |
Zip Code | 86303 |
Phone 1 | 800-265-8825 |
Website | www.midlandcreditonline.com |