Jefferson Capital Systems is a debt collection company based in Saint Cloud, Minnesota. Founded in 1999, Jefferson Capital buys debt accounts from original creditors and then collects payments from the account’s original debtor. Jefferson Capital Systems may appear as “jeffcapsys” or “jeffersncp” on your credit report if has acquired your account.
Scammers commonly use debt collection as a guise to steal money from innocent consumers. The major red flags of a fake debt collector include:
While there are many debt collection scams out there, Jefferson Capital is a legitimate debt collection company. However, debt collectors have been known to use shady collection tactics that scammers also use. If the Jefferson Capital collection tactics are unfair, intimidating or unethical, you have the right to sue for violation of your fair debt collection rights.
The Fair Debt Collection Practices Act (FDCPA) protects consumers from unethical and abusive collection tactics from debt collectors. Your fair debt collection rights include:
The Jefferson Capital Systems BBB page is full of complaints from consumers who have felt violated by Jefferson debt collectors. If your rights have been violated, you have the right to sue.
In addition to the contact restrictions within the FDCPA, Jefferson Capital Systems cannot call you using an auto-dialer or pre-recorded message. The Telephone Consumer Protection Act (TCPA) strictly states that companies cannot call or text your cell phone without prior written consent. Furthermore, collection agencies and creditors can only call or text your mobile phone if they have manually dialed the number or written the message. If Jefferson Capital Systems violated your TCPA rights, contact us now. A single Jefferson TCPA settlement could cost anywhere from $500-$1500 per violation.
If you received notice that Jefferson Capital Systems is suing you, make sure that this action follows the law. According to the FDCPA, debt collectors cannot threaten to sue or garnish wages with no intent to follow through.
Debt collectors have taken advantage of innocent consumers for too long. Don’t let your Jefferson Capital Systems complaints go unheard. Get free legal help from the consumer protection attorneys at Francis Mailman Soumilas, P.C. today. Call us at 1-877-735-8600 now to learn how to file a Jefferson Capital Systems lawsuit.
|Address||16 McLeland Drive|