IC System Inc. is a large debt collection agency that founded in 1938 with headquarters in Saint Paul, Minnesota. It collects debts for its clients in the healthcare, dental, education, utilities, government, financial services and commercial industries, as well as other small to medium sized businesses.
Like other debt collection companies, IC System buys debts from third party companies to then contact consumers and receive payments. IC System will purchase debts for pennies on the dollar, then turn around to collect payments from consumers in order to make a profit.
Scammers will use debt collection as a cover to get money from innocent consumers. The biggest signs of a fake debt collector are:
IC System is not a scam and the debt collectors there are legitimate. However, the BBB has a history of IC System Inc. complaints, involving alleged violations of debt collection rights, that consumers just like you have filed.
For years, debt collectors have gotten away with harassment and abusive collection practices. Consumers did not know their protected rights for fair debt collection, and collection agencies took advantage of this. The Fair Debt Collection Practices Act (FDCPA) prevents debt collectors, such as IC System Inc., from using harmful and unfair tactics when trying to collect a debt.
Your rights under the FDCPA include:
If IC System Inc. violated your fair debt collection rights, you have the right to sue.
If IC System has used unfair and unethical collections tactics, you have the right to sue under the Fair Debt Collections Practices Act. You must file within one year from the date that your right were violated.
Keep records of all the contact you have with IC System Inc, including documents sent through the mail or online. Keep track of all calls, including dates and times of the calls and the names of the people you speak with.
|Address||444 Highway 96 East, P.O. Box 64378|