Commonwealth Financial Systems is a real debt collection agency. They may have contacted you in order to collect a debt that you may or may not actually owe, or you may have found that they reported a false debt on your credit report. You have the right to dispute any debt that they try to collect that you believe is false. They must look into the matter and report back to you, generally 30 days. While it is being disputed they must make a note that it is being disputed on your credit report.
If you are continually receiving calls from Commonwealth Financial Systems, make sure that you keep good records of call times, frequency, and who you speak with. When contacting you about a debt, Commonwealth Financial must follow the laws under the Fair Debt Collection Practices Act (FDCPA). The FDCPA was put into place in order to protect consumers like you from harassing, abusive, and threatening collections practices. It does not matter if you owe the debt or not, they must follow the law when trying to collect a debt.
If you feel that your rights under the FDCPA have been violated by Commonwealth Financial Systems, or any other debt collection agency, you have the right to sue them for their harassing collections practices.
When a debt collection agency like Commonwealth Financial has broken the law and violated your rights, you have a team of consumer protection lawyers ready to fight for you. The consumer protection law firm of Francis Mailman Soumilas, P.C., knows what steps to take to make sure your rights are protected and the harassment stops.
Fill out our form or call us at 1-877-735-8600 for your free case review.
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