Bamford, Thomas K./Elder, Timothy L.

Bamford, Thomas K./Elder, Timothy L are debt collectors seeking to recover debts that you owe creditors that have hired them to retrieve money that you failed to pay off.  There are hundreds and possibly even thousands of debt collection agencies across the United States all trying to do the same thing- get money out of you.

Often, the way that these companies try to retrieve funds is questionable and sometimes down right illegal.  Unfortunately, most consumers are not educated about the laws that were put in place many years ago to protect them from these deceptive practices.

The Fair Debt Collection Practices Act

Under the Fair Debt Collection Practices Act, debt collection agencies are prohibited from doing many things when contacting you about debt.  Keep in mind no matter how unlawful, you debt is not forgiven, you still need to pay this off.  But you can file a lawsuit against these companies if they have been found to have violated the law.

• Have they been using abusive and profane language when talking with you?
• Are they calling repeatedly in an attempt to annoy you?
• Do they call before 8 a.m. and after 9 p.m.?
• Are they threatening or even lying to you?
• Are they broadcasting your debt online or through public mailings?

If you said yes to any of the above- you will want to call Francis Mailman Soumilas, P.C. LLC immediately to set up a free consult.  We can discuss your case and your potential for winning a lawsuit.