Consumer Rights Blog

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In Kelly, Third Circuit Clarifies Its Class Action Standing and Ascertainability Analyses

The past year or so has been challenging for consumer attorneys seeking to bring consumer class actions in the Third Circuit. For a while now, the Third Circuit’s jurisprudence concerning the ascertainability prong of Federal Rule of Civil Procedure 23 has required a plaintiff to identify a “reliable and administratively feasible mechanism for determining whether

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Class Action Lawsuit Filed Against Roadmaster Drivers School for Issuing Invalid Commercial Driver’s Licenses

Francis Mailman Soumilas, P.C., recently filed a class action lawsuit against Roadmaster Drivers School alleging it violated Pennsylvania law by passing off its Commercial Driver’s License training program as capable of achieving a valid CDL for students who complete the program even though it was not licensed by the Pennsylvania Department of Transportation to do

CFPB’s Recent Interpretive Rule Encourages States to Enact Fair Credit Reporting Laws

When courts or administrative agencies opine on whether a federal statute preempts state law, they usually do so in the wake of the statute’s enactment. But the U.S. Consumer Financial Protection Bureau’s (CFPB) interpretive rule issued mid-summer regarding the Fair Credit Reporting Act’s limited preemption of state laws comes 52 years after the FCRA became

Truck Drivers See Significant Pay Raise as Demand Increases Nationwide

The truck driving industry has been reporting a lack of available drivers for many years. However, the truck driver shortage exacerbated supply chain disruptions during the pandemic more than ever, which has resulted in congested ports and empty shelves for retailers. According to the American Trucking Association’s (ATA) annual survey, the average wages for truck drivers

TransUnion, Experian, and Equifax Sued For Allegedly Including False Information on South Carolina Man’s Credit Report

Francis Mailman Soumilas, P.C., recently filed a lawsuit on behalf of a South Carolina man against TransUnion, Experian, Equifax, and Rushmore Loan Management Services in the U.S. District Court for the Eastern District of Pennsylvania, alleging that all four companies violated the U.S. Fair Credit Reporting Act (“FCRA”). According to the complaint in the lawsuit,

What Is Child Identity Theft?

Identity theft is an all-too-common occurrence given the amount of personal information that can be easily culled online. Thieves steal someone’s identity in order to obtain credit cards, secure loans, open bank accounts, fund housing, and more, wreaking havoc on the victim’s finances and credit rating. Unfortunately, adults are not the only victims of identity

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Recent Equifax Credit Score Errors

Earlier this year, Equifax, one of the three largest credit reporting agencies, announced a coding error led to incorrectly reported credit scores from March 17 through April 6, 2022. The error occurred during a service change to one of the agency’s servers. The error resulted in a significant miscalculation in credit scores for more than

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