If Arrow Financial Services is harassing you, you can send them a cease and desist letter demanding that the company contact you stop if the debt they are claiming is not yours. This letter should tell the creditor to have this error removed from any of your credit reports.
If Arrow Financial Services continues to contact you, try to keep a log of all the calls and hold onto all mailing that you receive. Include the names of each person that contacts you from Arrow Financial Services along with all call times.
Francis Mailman Soumilas, P.C. can help you understand your rights and help you fight back against these companies if necessary. Call us today at 877-735-8600, we can help you through these frustrating times.
Reese v. Arrow Fin. Servs., Inc., 202 F.R.D. 83 (D. Conn.2001).
Trying to collect on debt past the statute of limitations does not violate the FDPCA as long as the collector does not make false threats of litigation.
Bennett v. Arrow Fin. Servs., L.L.C., 2004WL 830440 (N.D.Ill. Apr. 14, 2004).
Debt collector called consumer several times over a few weeks, and the court found that this did not constitute as harassment. Plaintiff was unable to provide documentation that the interest was illegal.
Gonzalez v. Arrow Fin. Servs. L.L.C., 2005 U.S. Dist. LEXIS 19712 (S.D. Cal. July 25, 2005).
Debt collector violated the FDCPA by reporting a stale debt to the credit reporting agencies. The collector sent the consumer a notice stating that if the debt was not settled, it would be reported to the bureaus. The debt was over 7 years old.
King v. Arrow Fin. Servs., L.L.C., 2003WL 21780973 (E.D.Pa. July 31, 2003).
Debt collector offered consumer a settlement to be received by a specified date was not found to be misleading or in violation of the FDCPA.
Hapin v. Arrow Fin. Servs., F. Supp. 2d , 2006 WL 1096805 (N.D. Cal. Apr. 24, 2006).
The collection notice used the words “customer” and “account representative.” The letter also included the phrase “regain your financial freedom.” The court found this wording to not be deceptive or in violation of the FDPCA.
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