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The Fair Debt Collector Practices act prohibits creditors and debt collection agencies from intimidating, threaten and even harassing debtors when trying to collector past due debt. Despite this law, these actions by collection companies are still very common mostly because most debtor do not understand his or her legal rights when it comes to this stuff.
It is the Federal Trade Commission, which is the United States consumer protection agency, which governs the Fair Debt Collection Practices Act. This law allows consumers like you and their attorneys to sue any creditor or debt collection agency that violates the laws.
If you have been getting hostile phone calls and feel as if you and your rights are being violated, then – yes- call an attorney immediately. Francis Mailman Soumilas, P.C. is extremely dedicated and experienced, we are ready to help you fight back and protect your rights.
Hiring an attorney is a smart decision because these are people that can explain to you your rights and the laws that protect you. Call our team today for a free consultation -877-735-8600. We are ready to take your case.